Home Financing
Debit MasterCard®
Combine a traditional ATM card with the purchasing power of a check. Plus, you can use it to access your accounts at ATMs worldwide.
Click here to apply today!
Avoid ATM Surcharges!
Use your ATM card or Debit MasterCard at ATMs displaying the SUM logo to avoid ATM surcharges.
Visit the SUM Program web site
for a list of local ATM locations.
Access your accounts, transfer funds and much more with Bridgewater@Home Online Banking!
Telephone Banking

Call toll-free (877) 527-4343 to hear your account balance, the amount and date of your last deposit, interest earned – even information about a specific check. And, you can sign up to transfer funds between accounts, too.


Member FDIC
Member DIF
We provide a full range of savings and investment products to help you achieve your financial objectives.

Use our deposit calculator
to estimate your earnings.

Banking rewards reserved for
our best customers

Keep $5,000 or more in any combination of Bridgewater Savings Bank Checking, Savings, Money Market or CD accounts – including IRAs – and all your accounts can be free of monthly service charges. Plus, you’ll enjoy additional great benefits. Click here to find out about joining the President's Club.

Statement Savings

Access your savings from thousands of ATMs in the state and across the country with your Debit MasterCard. Track all of your account activities on one statement by combining your savings and checking account statements. (Passbook also available).

Statement Money Market

This account gives you money market rates of interest, plus the convenience of 24-hour ATM account access with a Debit MasterCard. And, the more you keep in the account, the higher the rate of interest. (Passbook also available).

Premium Money Market

We reward you with a unique combination: the high rate of a short-term CD and the flexibility of a money market account. Choose either a statement or passbook account.

Certificates of Deposit

If you don’t like risk, a CD may be right for you. Earn guaranteed returns for a specified period of time.

Individual Retirement Accounts (IRA)

Start planning for the future with a CD IRA. There is no annual fee and your earnings are guaranteed.

Planning for retirement?
Visit our Trust Services or Financial Services pages for
non-insured IRA investment alternatives.

It Pays to Tell Your Age
If you are 65 years or older (or 18 or under) we will waive the monthly service charges and fees on your personal checking and/or savings accounts at Bridgewater Savings. If you are eligible, please call a Bank representative at 1-800-356-8622 so we can update our records.

Deposit Insurance

On May 19, 2009, Congress extended the temporary increase in the standard maximum deposit insurance amount to $250,000 per depositor through December 31, 2013. IRA and certain other retirement accounts are insured up to $250,000 per depositor. All deposits above the FDIC limit are insured in full by the Depositors Insurance Fund.

The FDIC has issued an interim rule to simplify the coverage rules on revocable trust accounts without decreasing coverage.

Bridgewater Savings is participating in the FDIC's Transaction Account Guarantee Program. Under that program, through December 31, 2010, all noninterest-bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC's general deposit insurance rules.

Click here to find out more about the FDIC’s deposit insurance.

Click here to find out more about the Depositors Insurance Fund.

Contact Bridgewater Savings

For more information on any of our products & services, please use our information request form, or give us a call at 1-800-356-8622.