Home Financing


Member FDIC
Member DIF
Consumer Loan Rates

Our loan professionals can help you finance important purchases or pay off existing debt with a loan that is right for you.

Our consumer lending area is
Massachusetts

Use our loan calculator to
estimate your monthly payments.

Put your loan on auto pilot and save 1/4%!

Have your monthly loan payment automatically deducted from your checking account and enjoy a special 1/4% rate discount. Available for all new or used car loans and personal loans.
Auto Loans (New & Used)*
(Effective: July 1, 2010)
Program
 Downpayment
Term
APR
Monthly Payments
per $1000 borrowed
Autos - New (2010)
(New Auto Rates (2010) are with Auto Pay)
 0%
 24 months
6.25%
$44.43
0%
 36 months
6.25%
$30.54
0%
 48 months
6.25%
$23.60
0%
 60 months
6.25%
$19.45
Autos - Used (2009-2008)
 10%
 24 months
6.75%
$44.66
10%
 36 months
7.25%
$30.99
10%
 48 months
7.50%
$24.18
10%
 60 months
7.75%
$20.16
Autos - Used (2004-2007)
 10%
 24 months
7.00%
$44.77
10%
 36 months
7.50%
$31.11
10%
 48 months
7.75%
$24.30
*Annual Percentage Rate (APR) subject to change. Deduct .25% from APR above with automatic payment from a Bridgewater Savings Checking Account. VSI fee is $15.00. 60 month term available on model years 2008 - 2010 only. 48 month term available on model years 2004 - 2007 only. 100% financing on new and late model year autos and light trucks. 90% financing for used autos and light trucks. Call for older model years.


Personal Loans*
(Effective: July 1, 2010)
Program
 APR
Monthly Payments
per $1000 borrowed
Personal Loan - 48-Months
(Minimum loan amount: $2,000
Maximum loan amount: $10,000)
 18.00%
$29.37
**Annual Percentage Rate (APR) subject to change. Deduct .25% from APR above with automatic payment from a Bridgewater Savings Checking Account.